When navigating the complex world of personal finance, understanding debt settlement is crucial, especially if you’re grappling with outstanding debt. Debt settlement refers to the process of negotiating with creditors to pay a significantly lower amount than what you owe, providing a potential path towards financial recovery. It’s important to note that debt settlement isn’t […]
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Your credit report is more than just a document; it’s a comprehensive record of your financial history and behavior, shaping how potential lenders, employers, and landlords perceive your financial health and reliability. Containing details about your credit accounts, payment history, debts, and inquiries, a credit report is instrumental in calculating your credit score—a crucial indicator
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A credit report is a comprehensive document that outlines your credit history, serving as a critical measure of your financial health. Compiled by credit bureaus, this report presents a detailed account of your credit-related activities, including credit card accounts, loans, repayment history, and the status of these credit accounts, among other information. The importance of
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In the intricate world of financial health, your credit report serves as a vital lifeline. This detailed record, compiled by credit bureaus, reflects your credit history – from the length of your credit history, the types of credit you have, your payment history, and the amounts you owe. It essentially paints a comprehensive picture of
What are the grounds to have something negative removed off your credit report? Read More »
“How lucky for the abusive super rich that the common man or woman chooses or prefers ignorance and lack of courage” – Sam Sky Welcome to learning how to negotiate, a modern and improved way to reach out and obtain what you want in life. According to Dictionary.com – “Negotiation is the mutual discussion and arrangement
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If you are in the middle of divorce, and you don’t have a lazy family law attorney, you can legally prevent certain items from reporting on your credit report (by way of a judge’s order, until such time as credit judgement occurs). For example: if the spouse took the pick-up truck and fled out of
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Don’t get fooled by words like “Firm or Group” etc. Check if the “firm” (Smith, Jones & Thompson) is really a law firm – or just a collection firm with a tricky name to fool you. If they are a law firm – see if they are even licensed to practice law in your
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These are a few secrets to: Obtain Business Credit that Sales People will NEVER Reveal Even if you hire a company to assist you in building business credit you will need to find an assistant, or yourself, who is very organized and will need to put in 15-20 hours of work for the first six
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The smartest negotiating tactic thing to do before settling a “Recent” debt is to document (certified mail or email) a “dispute” as to the total amount of monies owed. Be precisely this general with this wording of specifics. Independently, a summary judgment (automatic/no trial verdict) requires that the defendant not had a previous dispute as
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