Purchase Terms and Conditions

This service is for DBA Credit CRB owned by Legal Analysis LLC and you, (Hereinafter Credit CRB and Legal Analysis will be referred by name and or by “us”, “we” , “our” etc and the buyer will be referred to as “buyer”, “you”, “purchaser”, “individual”, “business entity”  etc… for registering with us, and having us research, legally apply, communicate with you, gain input in working together with you, to obtain grants including monies, services, and products. Grants by and through this agreement also include loan forgiveness (student and other). This agreement is for 2 years. We work for 1 year (12 months) in getting you applied for many grants and many grants also come in the 2nd year, and all are commissionable. Any grants that come later (within the first 2 years still has an earned commission and is due to Credit CRB. After the first year you can renew again if you are happy and would like more of these services, and grants due, will be commissionable for once again that year and the following year, even though we only apply for grants for 1 year per each separate sign up/successful registration.

If you choose not to accept grant products, grant services, then you do not pay a success commission on those. While you are not under any obligation to accept grant products, services or even cash, if we do get you grants for cash, and or forgiveness of loans, and if you accept conditions, and you do not accept those monies or forgiveness, for whatever reason, those are still commissionable.

You will have plenty of intermittent work to do. While we use Chat GPT, word spinners, grammar checks before final submission, the outside Funders depending on the grant that they offer, they will want a variety of possible things before approving the grant(s):

Examples would be that they want copies of your lease, utility bills, copies of your business license, some may want proof that your income is low, voided checks on where to deposit the money, we may send you a prepared affidavit with a notarized signature (we will not sign and get documents notarized on required notarized documents. We will send these types of required notarized documents directly to you). Some hardship documents require an affidavit, some don’t. you can be relaxed that we prepare the affidavits “to the best of your knowledge” and are not under penalty of perjury.

You have the responsibility of responding back to us by email and or phone, and doing your homework, if need be, to assisting us while we assist you.

If you are a person or a business and are approved grant monies “with conditions”, you will not be billed unless you accept the conditions in order to and do receive, those monies: Example: If you are a business person who can work remote, and we get you a $15,000 grant to move to a new State/City as they city or State has unique grants for this, and you turn down the offer, then we do not bill you for this. If you do accept this example grant, then even if they pay you over 6 months, you will still be billed by us, and although our percentage commission is small, payment would still be due. We do offer payment plans in some situations. Set up fees and success fees are all non-refundable. You are also responsible to notify us of any and all grants or debt forgiveness that you accept. Many times sub-agencies will offer grants, so please realize that any and all grants that you receive are subject to success commission fees, regardless of the percentage of effort by us, you, 3rd parties, etc… if you agree to any grants, they are commissionable as per these terms and conditions. There are even some grants that we will send to you as even with Power of Attorney to fill out the forms, we may not want to participate directly on filling out the application as some agencies are very testy. You may need to send in the application for some of those grant applications.

Success fees will be due 3 days after invoice. We offer payment plans for invoices over $500 on product and loan forgiveness. All grant money success (actual funds) that you received, then full payment is due in 3 days of invoice/no payment plans obviously. We charge late fees of 1% a month or what is allowed by law if that exceeds legal APR based on current interest rates. There is a $9.95 a month administrative fee on late invoices as well, per month.

We are not Insurance Agents, CPA’s, Attorneys, or Doctors licensed in your State and therefore we cannot give insurance, tax, legal, or medical advice, and nothing that we say shall be relied upon nor construed as, such Insurance, Tax, Legal, and or Medical advice.

You may cancel this Agreement at any time however, the Notice of Cancelation agreement must be signed in writing/pdf attachment and typed into the body of the email, signed, and returned via E-mail to: office@creditcrb.com from the same E-mail address that you have on file, and success commissions will still carry on, and success fees will still be due and owing as per the terms and conditions of this agreement – although we will stop working to get you additional grants Also, commissions from our past efforts may successfully bring you more and new approved grants, and all those grants are still commissionable too, as we did the work, and we deserve to get paid.

As a Business or as personal I agree to hereby authorize Credit CRB to provide me with a Limited/Durable Power of Attorney or as a Business a Corporate Designation Of Granting Powers. My Agent’s power shall include the sole and exclusive authorization for the purpose to call and communicate with grantors, 3rd parties that also assist in getting grants, student loan creditors or collectors (or creditors or collectors of any other sorts), to fill out applications for grants, communicate with regulatory and oversight agencies of grantors, lenders, to negotiate, prepare hardship letters, sign your name, check the status on pending grants and forgiveness, and also in the event that any of these entities accepts communications through a 3rd party software – this allows communications through those websites/portals/chat, etc.. , and to set up if needed a separate email account for repeated communications with grantors and lenders, etc… this granting of Power permits all this in a legal capacity. Credit CRB prepares affidavits which will be sent to you/client to review, and get signed and notarized, and returned, to assist in these processes. You acknowledge that we will be submitting personal private information (D.OB/SSN #, and more on your behalf.

You agree to this payment and purchase of this package:
Your 1 time set up fee is:
Executive Personal Grant Package:
 for an Individual Grant Package: After the client is approved and receives funds and or products, the individual gets paid back their $599 in grant money first, then anything after that, is divided in a 65%-35% split and client is to pay credit CRB 35% of what the individual receives over and above their returned $599. Student Loan forgiveness (and other loan forgiveness carries a 20% success fee due and owed to Credit CRB). If the client receives products (and not services), and approves the grant, then the calculation for those products is only billed to the individual for our success fee at 15% of the product value. There is a 3-day cancellation policy for the Personal Grants and after that, there is no refund, at all, of any sort.

BINDING ARBITRATION: Any dispute arising between you and us shall be resolved in Lee County, Florida, by binding arbitration pursuant to the Commercial Rules of the American Arbitration Association. You agree to abide by such rules pertaining to the selection of arbitrators and the arbitrators have no right to change this Agreement. You agree that any decision rendered in arbitration shall be filed and adopted by any court having proper jurisdiction.

ENTIRE AGREEMENT: This Agreement is the entire agreement between you and Credit and supersedes all other agreements, whether made verbally or in writing.

IS GRANT WRITING COMMISSIONS ILLEGAL? In almost all cases, yes. Non-profits who charge money have far more rules than a for profit company like us. To ensure the legality we in fact, never charge our hourly fee, unless it would be cheaper for the consumer to pay that. However, we charge a very high hourly, so the commission is almost always lower, and therefore legal. paying a grant writer, a percentage of the grant funding they secure for your organization only if the grant is won is a practice that is viewed by some as unethical, and, in some very rare cases illegal. Our hourly fee is $1,000, and this measurement is too expensive so we can legally use a lower threshold and charge a commission, that equates to a much bigger savings to the recipient, so that a consumer is never burdened with an unfair bill.

GOVERNING LAW AND VENUE: This Agreement shall be governed by, construed and enforced in accordance with the laws of the State of Florida. You agree that all disputes between you and Credit shall be submitted to the exclusive jurisdiction and venue of the federal and state courts located in Lee County, Fort Myers, Florida.

SEVERABILITY: In the event that any provision or covenant of this Agreement shall be held invalid, illegal or unenforceable by a court or arbitrator of competent jurisdiction for any reason, then such provision will be severed and replaced with a new provision that most closely reflects the original intention of the parties, and this Agreement and all of its remaining provisions shall remain in full force and effect for the greatest time period and for the broadest scope permitted by applicable law.

CONFLICTS IN TERMS: In the event of a conflict between any other notice, policy, disclaimer or other term contained in our website www.creditcrb.com and such other sites as Credit may choose to operate in connection with the Agreement (“Websites”) or otherwise, the terms and conditions of this Agreement shall control.

FORCE MAJEURE: Credit shall not be liable by reason of any failure or delay in the performance of its obligations hereunder due to any reason beyond its reasonable control.

COPYRIGHTS AND TRADEMARKS: You acknowledge and agree that Credit’s works of authorships, including but not limited to its registered marks, copyrighted material, any revisions, modifications, and enhancements thereto, and any Trade Dress (“Content”) are the property of Credit or its licensors and suppliers and are protected by federal, state, and international copyrights laws, including the common law. Any other Content not owned by Credit that appears on the Websites is the property of its respective owner(s). All software used on the Websites is the property of Credit or its software suppliers and is also protected by federal, state, and international copyright law, including the common law. Reproduction of such Content, in whole or in part, is prohibited without prior consent.

PRIVACY NOTICE: Your telephone calls may be monitored for quality assurance. Credit may use your personal information to the extent necessary and as allowed by Credit’s Privacy Policy. You may request a copy of Credit’s privacy policy by calling Credit. By executing this Agreement, you acknowledge you have reviewed Credit’s Privacy Policy and agree to its terms. Credit will not sell your information to third parties.

I expressly acknowledge that this Limited Letter Writing Representation Agreement contemplates the provision of limited services. I further acknowledge and understand that, in connection with my having agreed to the Credit Agreement and Terms & Conditions, You agree that Credit may act as your non-exclusive agent, on your behalf, for the limited purposes and grant applications. Credit has agreed to protect the confidentiality of any confidential client information and any privileged information.

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